Service areas
Custom Home Builder at Lake Anna, Virginia
A home at Lake Anna should make the most of its setting — whether you are building on a new property, expanding an existing lake home or reimagining the space you already have.
R.E. Horner Construction is a Lake Anna custom home builder and family-owned design-build firm, building custom homes, substantial additions and whole-home renovations throughout the greater Lake Anna area, with more than five decades of craftsmanship behind every project.

Start your Lake Anna project.
Tell us about the property, what you are considering and what you want your finished home to make possible. The more you can share about the lot, its access and its conditions, the more useful our first conversation will be.
What happens next
01We review the information you provide so we have some context before reaching out.
02We connect with you. A member of our team will contact you within one business day to learn more and determine whether the project may be a good fit.
03We schedule a consultation. When appropriate, we’ll arrange a meeting at our office or project site to discuss your goals, property, scope and anticipated investment in greater detail.
04We define the next step. After the consultation, we’ll outline the appropriate path forward, which may include additional site evaluation, design development or preparation of a more defined project scope.
Talk to us
540.661.6833
info@rehornerconstruction.com
4258 Germanna Hwy, Suite F1
Locust Grove, VA 22508
Good to know
Financing options are available for qualifying projects.
A thoughtful first step
- Personal response from our team
- Your information stays private
- No obligation to move forward
Built for the property. Designed for the way you live.
Lake Anna properties present opportunities — and considerations — that go beyond the house itself. Views, topography, access, outdoor living, utilities and the relationship between the home and the property can all influence the design.
Whether you are planning a full-time residence, transforming an existing lake home or creating more space for family and guests, we approach the property as a whole — considering architecture, function, site conditions and long-term use from the beginning.
Virginia Class A Contractor
Licence #2705123964 — licensed and insured for residential construction across the Commonwealth.
Family-owned since 1972
More than five decades building in Central Virginia, now under Brian Vaughan’s leadership.
Office in Locust Grove
4258 Germanna Hwy, in Orange County — one of the three counties the lake sits across.
Lake Anna services
Custom building and renovation at Lake Anna.
Lake Anna home additions, home renovations and custom homes — what we most often build for owners around the lake.

Custom Homes
A home shaped around your property, your architecture and the way you actually want to live.
Custom Homes
Home Additions
Meaningful new living space that keeps what you already value about the home and its setting.
Home Additions
Whole-Home Renovations
Layout, function and finishes reworked so the home feels cohesive from room to room.
Whole-Home Renovations
Custom Kitchen Renovations
The kitchen reworked around how the home gathers, with custom cabinetry and better flow.
Custom Kitchen Renovations
Primary Suite Additions
Private space for family or guests, without leaving a property you already value.
Primary Suite Additions
Custom Garages & Workshops
A garage, workshop or storage building designed to match the home and the property.
Custom Garages & Workshops
The property comes first
Thoughtful planning starts before construction.
At Lake Anna, the property itself can significantly influence what — and how — you build. The lake spans Louisa, Orange and Spotsylvania counties, so permitting and property requirements vary depending on where the home is located.
Depending on the site and proposed project, early planning may include consideration of:
- Property access and driveway placement
- Topography, grading and drainage
- Views and home orientation
- Well and septic location or capacity
- County zoning, setbacks and permitting
- Waterfront, shoreline and HOA requirements, where they apply
Identifying these considerations early helps keep the property, design and anticipated investment aligned before plans are finalised.
Building near the lake may involve additional requirements.
For waterfront properties, proposed construction may require coordination beyond the normal county building-permit process.
Dominion Energy owns Lake Anna and manages shoreline property associated with both the main reservoir and the Waste Heat Treatment Facility. Property owners who want to build structures or make changes along Dominion-controlled shoreline are required to follow Dominion’s shoreline guidelines and obtain applicable approval before work begins.
We identify shoreline and property-related considerations early so they can be incorporated into the overall planning process.
Custom homes at Lake Anna
A home shaped by its setting.
A truly custom home should feel connected to the property on which it sits. We consider how the home approaches the site, where views matter most, how indoor and outdoor spaces connect and how the home will function long after move-in.
- Open gathering spaces oriented toward the view
- Custom kitchens and entertaining areas
- Primary suites designed for privacy
- Guest and multigenerational accommodation
- Covered porches and outdoor living
- Attached or detached garages and workshops

Additions & whole-home renovations
Love the property, but need more from the home?
Some Lake Anna homeowners already have the setting they want — the house simply needs to work better. A substantial addition or whole-home renovation can create more room for family and guests, improve the connection between indoor and outdoor living, or transform an existing home without giving up the property you love.
- Primary-suite additions
- Guest or multigenerational suites
- Kitchen and family-room expansions
- Second-storey and whole-wing additions
- Major interior reconfiguration
- Expanded gathering and entertaining spaces

Lake Anna site considerations
Details worth understanding early.
Properties around Lake Anna vary considerably, which is why early evaluation matters.
Well & Septic
Most lake lots run on private well and septic, and their position often decides where a new build can sit.
Access & Site Work
Driveway access, grading and site preparation affect both the design and the investment.
Drainage & Land Disturbance
Substantial work can trigger land-disturbance rules, and the threshold differs by county.
Permitting
Lake Anna crosses three counties, so the permit process depends on which one you build in.
HOA & Architectural Review
Some lake communities carry HOA or design-review rules covering materials, siting and rooflines.
Shoreline Considerations
Dominion-controlled shoreline carries its own approval process. Best checked early.
A Clear Design-Build Process
One team from early planning through completion.
We start by understanding your goals, your property, your architectural preferences, and the level of investment appropriate for your project. From there, we evaluate feasibility, develop the design, establish the project scope and selections, coordinate permitting, and manage construction through the final walkthrough.
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Step 01
Consultation & Property Review
We begin by discussing your property, goals, architectural preferences and anticipated investment. If you are still evaluating land or an existing home, early builder involvement can help identify construction-related considerations before plans are finalised.

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Step 02
Planning & Design
We evaluate the property or existing structure and coordinate the information needed to develop the project thoughtfully, including layout, architecture, structural requirements and key selections.

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Step 03
Scope & Proposal
As the project develops, we define the anticipated scope, specifications, selections, investment and next steps.

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Step 04
Construction
Our team coordinates permitting, site work, scheduling, trade partners and day-to-day construction while keeping you informed throughout the project.

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Step 05
Final Walkthrough
Before completion, we review the finished work together, address final details and prepare the home or space for you to enjoy.

Project investment
Every Lake Anna property is different.
The investment required for a custom home, addition or major renovation is influenced by much more than square footage. Site preparation, access, existing conditions, structural complexity, utilities, architecture, cabinetry, materials and level of finish all contribute to the overall scope.
Rather than relying on generic cost-per-square-foot estimates, we evaluate each project individually so your priorities, design and anticipated investment can remain aligned as the project develops.
During your initial consultation, we will discuss:
- Your property, its access and its conditions
- The anticipated scope of work
- Architectural and structural considerations
- Finish expectations and overall project investment
What influences investment
- Site conditions and access
- Existing structures
- Structural complexity
- Materials, cabinetry and finish
- Utilities, well and septic
Each property is evaluated individually based on the site, its slope and access, the scope of work, and the level of finish desired.

Is your project a good fit?
Our Lake Anna work is focused on homeowners planning a significant, permanent improvement to their property — custom homes, substantial additions and whole-home renovations.
We focus on projects where thoughtful planning, architectural integration, experienced project management and quality craftsmanship matter.
Small repairs, handyman work, dock repairs and isolated cosmetic updates are generally outside the scope of our services.
What our clients say
What our clients say.
Brian Vaughan with R.E. Horner was wonderful working with. He sat down with us in his Locust Grove office. We went over the plans together. Brian understood the vision we had and made it happen. His craftsmanship is absolutely incredible. From start to finish he was on job site checking every detail.
After having a particularly unpleasant experience with another contractor, working with Brian was a breath of fresh air. In addition to building a workshop, we had a laundry list of other items to be done. Brian provided transparent pricing options so we could make informed choices, and during planning he offered cost effective solutions to meet our needs.
R.E. Horner’s team helped build our dream home. We changed a few things during the process and they made it happen.
Lake Anna FAQs
Frequently asked questions.
What homeowners ask us first about building at Lake Anna — what drives the investment, what a waterfront property involves, which side of the lake matters and when to bring a builder in.
Square footage is only one factor. Property conditions, site development, structural work, utilities, architecture, materials, cabinetry, systems and level of finish all contribute to the overall investment. We evaluate each project individually rather than relying solely on generic square-foot pricing.
Lake Anna properties can involve property access, grading and topography, well and septic considerations, county-specific permitting, HOA requirements, drainage and land disturbance and, for applicable waterfront properties, Dominion Energy shoreline requirements. These issues are best considered before plans are finalised.
We serve the broader Lake Anna area, including both the public and private sides of the lake and surrounding portions of Louisa, Spotsylvania and Orange counties. We do not currently exclude particular subdivisions; project scope, location and fit matter more than the community itself.
It can. Property location can affect county jurisdiction, access, utilities, permitting, HOA requirements and other site considerations. These are among the items we evaluate early in the planning process.
Potentially. Waterfront projects may involve site conditions and shoreline-related requirements beyond normal residential permitting. For properties adjoining Dominion-controlled shoreline, applicable structures or changes may require compliance with Dominion Energy’s shoreline guidelines and approval.
No. Involving a builder while you are still evaluating a property can be valuable, because access, utilities, septic requirements, topography, site preparation and other conditions may affect both the design and the anticipated investment.
Ideally, early. Builder involvement before plans are finalised allows site conditions, construction feasibility and anticipated investment to be considered while design options are still open.
Potentially. We can review existing plans alongside the property, specifications and project requirements to determine what additional information or coordination may be needed before construction.
Yes. We design and build substantial additions and comprehensive renovations when the existing home, property and proposed scope are appropriate for the project.
Yes. These projects can be an excellent way to create private space for family or guests while remaining on a property you already value.
Yes. We build substantial attached and detached garages, workshops and specialty structures designed around the property, architecture and intended use.
Yes. Well and septic conditions are among the site factors we consider when evaluating a property and proposed project. Existing system location and capacity can influence how an addition or new home is planned.
Serving the greater Lake Anna area.
As a Lake Anna custom home builder and design-build firm, we work across both the public and private sides of the lake and the surrounding parts of Louisa, Spotsylvania and Orange counties — without a strict mileage radius. Send us your property location and we will tell you if it is a fit.
Mineral · Bumpass · Partlow · Louisa · Locust Grove · Orange · Spotsylvania · Fredericksburg · Culpeper
About R.E. Horner Construction
Family-owned in Central Virginia since 1972.
What began as Robert Horner’s custom cabinet shop grew into a successful residential contracting business and, under Brian Vaughan’s leadership, has evolved into the custom building and design-build firm it is today.
More than five decades later, the principles remain the same: thoughtful planning, skilled craftsmanship, personal accountability and work designed to last.
Virginia Class A Contractor · Lic. #2705123964

Let us create something exceptional at Lake Anna.
Planning a custom home, substantial addition or major renovation? Tell us about your property, what you are considering and what you want your finished home to make possible.
or call 540.661.6833
